Low-doc Loans

Home loans for the Self-Employed

We offer residential & commercial loan solutions to self-employed applicants.

If you are operating a business as a sole trader, partnership, company or a trust and looking to buy your first home, invest in property, refinance an existing loan, consolidate debt including business & ATO debts or access equity through cash-out, we can assist you with a range of funding solutions via Full-doc or Low-doc loans.

When it comes to borrowing, the main difference between a person earning a salary and being self-employed is how you demonstrate your taxable income.

You may not have a full set of business financials & tax returns ready to prove your taxable business income, but we can still assist you to secure the best Self-employed Home loan to suit your borrowing needs at a very competitive interest rate.

Low-doc Loans

Our lending specialists understand the difficulties faced by self-employed clients when applying for a home loan as most traditional lenders often seem to have strict income verification guidelines when assessing such loans.

We can verify your business income with tax returns, BAS, business bank statements or a letter from your accountant.

We are accredited with many lenders who specialise in helping self-employed or non-conforming borrowers and will guide you through the whole process from application to settlement.

  • ABN registration from 6 months
  • Cash-out for any worthwhile business purpose
  • Debt Consolidation including ATO & business debts
  • Solutions for mortgage arrears, defaults & judgements
  • 100% Offset account
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